# What is the Xapo Card?

> The Xapo Card is a free debit card that you can order via the app once you have completed the verification of your account. The card will be sent directly to...

Source: https://customersupport.xapo.com/en_us/what-is-the-xapo-card-rkqkdTAyd

Last updated: 2025-05-07T10:16:41.338Z

The Xapo Card is a global debit card that you can order using our app. You need to complete onboarding and pay the annual membership fee first. Physical cards are always sent to your registered address. You can also create and use virtual cards while waiting for your physical card.

**Benefits of the Xapo Card:**

*   [Cashback](https://customersupport.xapo.com/en_us/how-does-xapo-card-cashback-work-BkVRda01_) paid in Bitcoin
    
*   [Unlimited free foreign exchange](https://xapobank.kustomer.help/en_us/how-do-multi-currency-transactions-and-foreign-exchange-work-S1D7RVLzd)
    
*   [High spending limits](https://customersupport.xapo.com/en_us/what-are-my-xapo-cards-spending-limits-HJpNsa0k_) (you are in control of your own limits!)
    
*   [Low ATM fees](https://customersupport.xapo.com/en_us/what-are-the-fees-for-withdrawing-cash-from-an-atm-using-your-xapo-bank-card-B1sfju5Mu)
    
*   [Link your card to multiple wallets](https://customersupport.xapo.com/en_us/how-does-auto-conversion-work-rJdh9Qxja) (USD and/or Bitcoin)
    

With cashback and our ultra-low BTC spread normally reserved only to institutions, Xapo card provides you with one of the cheapest ways to spend your Bitcoin!

The Xapo card offers one of the most cost-effective ways to spend your Bitcoin, providing cashback and ultra-low BTC spreads typically exclusive to institutions.

  

If you need help, please contact us via in-app chat or email support@xapo.com. We are happy to help.