Sending US dollars

With a Xapo Bank account, you can withdraw* US dollars via Swift or the ACH network.To withdraw USD, please click on Send then select Bank transfer. Then select US Dollar where you can send via Swift (use IBAN or account number and recipient details) or send via ACH (use routing and account number, ...

ACH stands for Automated Clearing House and it is a computer-based electronic network for processing US dollar transactions. If your third-party app or financial institution is integrated with the ACH network, you can easily deposit US dollars to Xapo....

Xapo Bank does not support USD transactions for members holding a passport or living in the following countries:Zimbabwe, Zambia, Yemen, Western Sahara, Venezuela (Bolivarian Republic of), Vanuatu, Ukraine, Uganda, Trinidad and Tobago, Tanzania, United Republic of Syrian, Arab Republic Sudan, Sri La...

US dollar deposits via the ACH network cost $0.50+ 0.1% of the transaction value while Fedwire deposits cost $20 + 0.1% of the transaction value. These fees do not represent a profit for Xapo Bank. They cover our third-party network costs.Withdrawals through Fedwir...

If you need to track the progress of a pending deposit or withdrawal, please reach out to our Customer Success team through the in-app chat or at support@xapo.com for us to investigate. Please avoid contacting our banking partners directly as they are not best suited to help you.If you have sen...

We currently support USD transfer via the ACH and FedWire networks. Next day ACH transactions can take 1-3 business days to arrive in your account. Same day ACH transactions sent before 4pm EST will arrive in your account on the same day. Wires can take a few hours but will be processed the same day...

RTP (Real-Time Payments) is a payment processing network that sends money electronically between banks in the United States. It transfers funds between two bank accounts instantaneously and is available year-round. RTP processes transactions on bank holidays, weekends and after business hours.Xapo B...